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What is LifeLock?

What's LifeLock?

identity guard vs. lifelock

In 2005, 3.7% of adults in Us have had their identities stolen. 3.7% may not look much, but taking into consideration the citizenry of the USA, that means around 8.3 million individuals. That's amount of people whose lives are ruined from stealing credit cards to coughing computers by dishonest burglars who did this in numerous methods.

Several businesses have emerged to ensure better safety for people's identities, to redress this issue. One of them, the name Lifelock stands head and shoulders above the rest. It had been one of the first to provide this support and has been given five stars from Top Buyer Reviews. But, is it as good as everyone says it is?

This Arizona-based firm offers a complete identity protection support. Todd Davis, the Chief Executive of Lifelock, has compared the business's support to presenting your oil changed. According to him, it is possible to change the oil of your car's yourself, but you had go for a machinist to get it done. The example given is clever enough since what Lifelock does for you may be done yourself, if the workload can be handled by you.

How it works

Lifelock does things that are several under your name, once you enrol. First, they are going to set fraud alerts at credit reporting bureaus in a hour of your enrollment. Generally, an automated system manages this. If the method crashes, they're going to get it done manually and tell you of the delay.

This process may be repeated by the program every ninety days. The credit reference agencies will be informed to deliver fraud alerts and although you can do this your-self, Lifelock ensures they can do it better and faster.

Still another perk this service offers is the removing of your name from pre-authorized credit cards that come in the post. This can be a regular tactic used by bank card thieves to steal your details. Credit card issuers frequently ignore your requests, although this can be done yourself. S O, frequently requesting the removal of your title might be tedious. It looks better to just have someone else doing it. That's a definite plus.

Another case of Lifelock performing what you're able to do your self is ordering free credit reports from major credit card agencies per annum. They'll also search for any business dealings in the Net which can be illegally done under your name and SSN. In addition to that, if it is valid any addresses that were bought under your name will be found by them and investigate.

The Guarantee

If anything occurs to you while you're a Lifelock participant, the corporation can help you go through it. If your billfold got dropped, they notify the banks and will be the kinds calling your credit card companies. If your id is stolen by somebody, they bring the perpetrators to court, all and will get the finest lawyers. They state if your identity is stolen on their watch they're willing to spend up to US$ 1million.

The Verdict

This support is great, there isn't any doubt about it. In fact, the Chief Executive Officer has s O much faith that he advertised his social security number within an advert.

But can it be worth it? What they do to help you can be completed your self, but should you need less hassle in your life, this company might just be for you. Should youn't mind calling the credit card companies for credit reports and reading the Web for your social security number, then don't trouble.

identity guard vs. lifelock